Post by account_disabled on Dec 26, 2023 23:42:43 GMT -8
Mr. Pornchai Teerawet, economic and financial advisor As a spokesperson for the Fiscal Policy Office, it was revealed that in January 2020 there were a number of people who received a license to operate a pico finance business. (Having a paid-up registered capital of not less than 5 million baht, providing loans to the public not exceeding 50,000 baht per person and collecting interest Profits from lending, fines, service fees, and any other fees combined not exceeding 36 percent per year (Effective Rate)), a cumulative total of 805 cases, an increase of 23 cases from December 2019, and the number of persons licensed to operate the Pico Plus loan business. (Paid-up registered capital is not less than 10 million baht. Credits can be given to the public not exceeding 100,000 baht per person and interest is charged. Profits from lending, fines, service fees, and any other fees The total amount cannot exceed 36 percent per year (Effective Rate) for credit lines not exceeding the first 50,000 baht, and for credit lines exceeding 50,000 baht onwards, the charge may not exceed 28 percent per year (Effective Rate)) cumulatively. A total of 33 cases, an increase of 11 cases from December 2019. Progress in solving the informal debt problem for January 2020 can be summarized as follows. Pico Finance Loan From December 2016 until the end of January 2020, there were a total of 1,290 legal entities applying for permission to operate both Pico Finance and Pico Plus loan businesses in 76 provinces, with the top 3 provinces.
having the most applicants applying for permission. These include Nakhon Ratchasima (112 cases), Bangkok (99 cases) and Khon Kaen (66 cases), respectively. However, during that period, there were a total of 134 legal entities that returned applications for permission to operate a pico finance business in 52 provinces, thus remaining. The net number of legal entities that have applied for permission to operate both types of pico finance business is 1,156 in 75 provinces, with the net number of people who have been granted license to operate both types of pico finance business is 802 in 72 provinces (requesting return of form WhatsApp Number List Permission to operate Pico Finance business for 19 companies and request to change the license to operate Pico Finance business to Pico Plus category for 17 companies) In this regard, there are 676 business operators who have received licenses to operate both types of pico finance businesses and have announced their opening in 69 provinces. In January 2020, there were provinces where those who received licenses to operate pico finance businesses Go Finance announces the opening of additional services in 1 province, Satun Province, with details as follows. (1) Pico finance loans There are a total of 1,010 net applicants in 75 provinces. There are a total of 769 net people who have received licenses to operate pico finance businesses in 72 provinces, and there are 655 people who have opened operations in 69 provinces. (2) Pico Plus loan There were a total of 146 applicants in 54 provinces, consisting of legal entities that were originally licensed to operate a pico finance business and were already open for business, requesting to change their license application to operate a pico finance business.
There are 80 Pico Plus companies in 38 provinces, and 66 legal entities that have applied for new licenses in 29 provinces. There are 33 people who have received a license to operate a Pico Plus loan business in 19 provinces, and there are already people in operation. 21 cases in 13 provinces, including Nakhon Ratchasima (6 cases), Bangkok (2 cases), Kanchanaburi (2 cases), Samut Sakhon (2 cases), Samut Prakan (1 case), Pathum Thani (1 case), Ubon Ratchathani (1 case), Yasothon (1 case), Khon Kaen (1 case). ) Udon Thani (1 case), Chonburi (1 case), Songkhla (1 case), and Uttaradit (1 case). (3) Cumulative approved loan balance and accumulated outstanding loan balance. (3.1) As of the end of December 2019, there were 195,086 cumulative approved loan accounts totaling 5,229.66 million baht, or equivalent to an average approved credit limit of 26,806.90 baht per account, consisting of 97,840 secured loans totaling 2,858.41 million baht, or Percentage 54.66 of the cumulative amount of approved loans and unsecured loans in the amount of 97,246 accounts, amounting to 2,371.25 million baht, or 45.34 percent of the cumulative amount of approved loans. (3.2) At the end of December 2019, there were a total of 99,896 outstanding loans, representing an amount of 2,674.99 million baht, with outstanding loans 1 - 3 months totaling 12,514 accounts, or an amount of 358.61 million baht, or It is 13.
having the most applicants applying for permission. These include Nakhon Ratchasima (112 cases), Bangkok (99 cases) and Khon Kaen (66 cases), respectively. However, during that period, there were a total of 134 legal entities that returned applications for permission to operate a pico finance business in 52 provinces, thus remaining. The net number of legal entities that have applied for permission to operate both types of pico finance business is 1,156 in 75 provinces, with the net number of people who have been granted license to operate both types of pico finance business is 802 in 72 provinces (requesting return of form WhatsApp Number List Permission to operate Pico Finance business for 19 companies and request to change the license to operate Pico Finance business to Pico Plus category for 17 companies) In this regard, there are 676 business operators who have received licenses to operate both types of pico finance businesses and have announced their opening in 69 provinces. In January 2020, there were provinces where those who received licenses to operate pico finance businesses Go Finance announces the opening of additional services in 1 province, Satun Province, with details as follows. (1) Pico finance loans There are a total of 1,010 net applicants in 75 provinces. There are a total of 769 net people who have received licenses to operate pico finance businesses in 72 provinces, and there are 655 people who have opened operations in 69 provinces. (2) Pico Plus loan There were a total of 146 applicants in 54 provinces, consisting of legal entities that were originally licensed to operate a pico finance business and were already open for business, requesting to change their license application to operate a pico finance business.
There are 80 Pico Plus companies in 38 provinces, and 66 legal entities that have applied for new licenses in 29 provinces. There are 33 people who have received a license to operate a Pico Plus loan business in 19 provinces, and there are already people in operation. 21 cases in 13 provinces, including Nakhon Ratchasima (6 cases), Bangkok (2 cases), Kanchanaburi (2 cases), Samut Sakhon (2 cases), Samut Prakan (1 case), Pathum Thani (1 case), Ubon Ratchathani (1 case), Yasothon (1 case), Khon Kaen (1 case). ) Udon Thani (1 case), Chonburi (1 case), Songkhla (1 case), and Uttaradit (1 case). (3) Cumulative approved loan balance and accumulated outstanding loan balance. (3.1) As of the end of December 2019, there were 195,086 cumulative approved loan accounts totaling 5,229.66 million baht, or equivalent to an average approved credit limit of 26,806.90 baht per account, consisting of 97,840 secured loans totaling 2,858.41 million baht, or Percentage 54.66 of the cumulative amount of approved loans and unsecured loans in the amount of 97,246 accounts, amounting to 2,371.25 million baht, or 45.34 percent of the cumulative amount of approved loans. (3.2) At the end of December 2019, there were a total of 99,896 outstanding loans, representing an amount of 2,674.99 million baht, with outstanding loans 1 - 3 months totaling 12,514 accounts, or an amount of 358.61 million baht, or It is 13.